Term Loan
Mortgage Loan
Housing Loan
Consumer Loan
Gold Loan
Government Security Loan
Education Loan
Personal Loan
Vehicle Loan
Fix deposit Loan
Interest Rates
Hypothecation Cash Credit
Book Debt Cash Credit
Secured Cash Credit
Clean Cash Credit
Pledge Cash Credit.
Fix Deposit Over Draft
Interest Rates


 
LOANS AND ADVANCES INTEREST RATES w.e. from 16/08/2018
CASH CREDIT (WORKING CAPITAL)
a) Against Stock, Book Debt, Pledge(Godown) Limit 

11.00%

b) Against Immovable Property Mortgage 11.50%
c)Enhancement of limit - 1.00% extra of respective sanctioned Rate.  
     
Clean Cash Credit / Personal Loan
a) up to Rs. 50,000/- 12.00%
b) Above Rs. 50,000/- to 3,00,000/- 12.50%
     
Term Loan for Professionals 10.00%
(Doctors, Lawyers, Chartered Accountants etc.)  

(For purpose of purchase of Machinery, Office etc.)

 
Housing Loan
a) New House purchase
   up to Rs.25,00,000/- 8.50%
  Above Rs. 25,00,000/- to Rs. 70,00,000/- 8.75%
b) House Repairing up to Rs. 5,00,000/- 10.00%
Mortgage Term Loan  
Purchase of Immovable Property, Plant, Machinary & Factory 11.00%
Vehicle Loan
a) Four wheel

up to 60 Months

8.75%
Second hand Car
11.00%
b) Two Wheel 11.00%

c) Commercial Vehicle Three wheel (Rickshaw)

Trucks & Tractors
10.00%

10.50%

     
Consumer Durables(Freeze,T.V,Computer etc.)  
    up to Rs. 1 Lac 11.50%
     
Gold Loan 12.50%
Government Security Loan (State / Central)
N.S.C/K.V.P./RELIEF BOAND/LIC 10.25%
Education Loan (with coleteral security & 10.50%
25% Margin)
 Loan & Overdarft against Fix Deposit-90% of FDR
    Interest Rate for own Fix Deposit
a) Rate will be 1 % more than proposed Fix Deposit Rate
    Interest Rate for third party Fix Deposit
b) Rate will be 1.5 % more than proposed Fix Deposit Rate
c) Maximum 90% overdraft will be allow against FDR.
 
     
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